VIP
Variable Income Plan (recurring instalments)Build your investment step by step with small regular instalments, monthly or at a frequency that suits you.
- Start from₹500
- You payMonthly, quarterly, half-yearly or yearly
- Choose a term1y2y3y4y5y
Home / Income plans
Income plans
Choose how your money grows.
Three plans backed by agricultural land. Save a little every month, or invest once and let it work for the term you choose.
OTIP
One Time Investment PlanInvest a lump sum once and let it grow for the term you choose, with a bonus that rises with longer terms.
- Start from₹5,000
- You payOnce
- Choose a term1y2y3y4y5y6y7y
OTI-VIP
One Time Investment, Variable IncomeInvest once and receive a variable income from it during the term of the plan.
- Start from₹20,000
- You payOnce
- Choose a term2y3y4y5y6y7y
Click a plan to open its chart below and see what each amount becomes at the end of its term.
Plan charts
What your money becomes.
Our published charts for each plan. Amounts are in rupees. Pick a plan to open its chart.
Monthly payments
Variable Income Plan: capital invested, interest on capital and total with profit at the end of each term
| S. No. | Monthly payment | 1 YEAR | 2 YEARS | 3 YEARS | 4 YEARS | 5 YEARS | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Invested capital | Interest on capital 8.5% | Total with profit 1% | Invested capital | Interest on capital 9.5% | Total with profit 2% | Invested capital | Interest on capital 10% | Total with profit 3% | Invested capital | Interest on capital 10.5% | Total with profit 4% | Invested capital | Interest on capital 11% | Total with profit 5% | ||
| 1 | 200 | 2,400 | 204 | 2,628 | 4,800 | 706 | 5,602 | 7,200 | 1,538 | 8,954 | 9,600 | 2,799 | 12,783 | 12,000 | 4,591 | 17,191 |
| 2 | 300 | 3,600 | 306 | 3,942 | 7,200 | 1,058 | 8,402 | 10,800 | 2,308 | 13,432 | 14,400 | 4,198 | 19,174 | 18,000 | 6,886 | 25,786 |
| 3 | 400 | 4,800 | 408 | 5,256 | 9,600 | 1,411 | 11,203 | 14,400 | 3,077 | 17,909 | 19,200 | 5,598 | 25,566 | 24,000 | 9,182 | 34,382 |
| 4 | 500 | 6,000 | 510 | 6,570 | 12,000 | 1,764 | 14,004 | 18,000 | 3,846 | 22,386 | 24,000 | 6,997 | 31,957 | 30,000 | 11,477 | 42,977 |
| 5 | 1,000 | 12,000 | 1,020 | 13,140 | 24,000 | 3,528 | 28,008 | 36,000 | 7,692 | 44,772 | 48,000 | 13,994 | 63,914 | 60,000 | 22,954 | 85,954 |
| 6 | 1,500 | 18,000 | 1,530 | 19,710 | 36,000 | 5,292 | 42,012 | 54,000 | 11,538 | 67,158 | 72,000 | 20,991 | 95,871 | 90,000 | 34,431 | 128,931 |
| 7 | 2,000 | 24,000 | 2,040 | 26,280 | 48,000 | 7,057 | 56,017 | 72,000 | 15,384 | 89,544 | 96,000 | 27,988 | 127,828 | 120,000 | 45,909 | 171,909 |
| 8 | 3,000 | 36,000 | 3,060 | 39,420 | 72,000 | 10,585 | 84,025 | 108,000 | 23,076 | 134,316 | 144,000 | 41,982 | 191,742 | 180,000 | 68,863 | 257,863 |
| 9 | 4,000 | 48,000 | 4,080 | 52,560 | 96,000 | 14,113 | 112,033 | 144,000 | 30,768 | 179,088 | 192,000 | 55,976 | 255,656 | 240,000 | 91,817 | 343,817 |
| 10 | 5,000 | 60,000 | 5,100 | 65,700 | 120,000 | 17,642 | 140,042 | 180,000 | 38,460 | 223,860 | 240,000 | 69,970 | 319,570 | 300,000 | 114,772 | 429,772 |
| 11 | 10,000 | 120,000 | 10,200 | 131,400 | 240,000 | 35,283 | 280,083 | 360,000 | 76,920 | 447,720 | 480,000 | 139,939 | 639,139 | 600,000 | 229,540 | 859,540 |
निवेशित अवधि — @ 12 %
One Time Investment Plan: amount at the end of each term, with interest and with bonus
| क्र. सं.S. No. | निवेशित पूंजीInvested capital | 1 वर्ष1 year | 2 वर्ष2 years | 3 वर्ष3 years | 4 वर्ष4 years | 5 वर्ष5 years | 6 वर्ष6 years | 7 वर्ष7 years | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ब्याज 11%interest | लाभांश 2% के साथwith 2% bonus | ब्याज 12%interest | लाभांश 4% के साथwith 4% bonus | ब्याज 12%interest | लाभांश 7% के साथwith 7% bonus | ब्याज 12%interest | लाभांश 10% के साथwith 10% bonus | ब्याज 12%interest | लाभांश 12% के साथwith 12% bonus | ब्याज 12%interest | लाभांश 15% के साथwith 15% bonus | ब्याज 12%interest | लाभांश 30% के साथwith 30% bonus | ||
| 1 | 1,000/- | 1,110 | 1,130 | 1,254 | 1,294 | 1,405 | 1,475 | 1,574 | 1,674 | 1,762 | 1,882 | 1,974 | 2,124 | 2,211 | 2,511 |
| 2 | 5,000/- | 5,550 | 5,650 | 6,272 | 6,472 | 7,025 | 7,375 | 7,868 | 8,368 | 8,812 | 9,412 | 9,869 | 10,619 | 11,053 | 12,553 |
| 3 | 10,000/- | 11,100 | 11,300 | 12,544 | 12,944 | 14,049 | 14,749 | 15,735 | 16,735 | 17,623 | 18,823 | 19,738 | 21,238 | 22,107 | 25,107 |
| 4 | 20,000/- | 22,200 | 22,600 | 25,088 | 25,888 | 28,098 | 29,498 | 31,470 | 33,470 | 35,246 | 37,646 | 39,476 | 42,476 | 44,214 | 50,214 |
| 5 | 40,000/- | 44,400 | 45,200 | 50,176 | 51,776 | 56,196 | 58,996 | 62,940 | 66,940 | 70,492 | 75,292 | 78,952 | 84,952 | 88,428 | 100,428 |
| 6 | 60,000/- | 66,600 | 67,800 | 75,264 | 77,664 | 84,294 | 88,494 | 94,410 | 100,410 | 105,738 | 112,938 | 118,428 | 127,428 | 132,642 | 150,642 |
| 7 | 80,000/- | 88,800 | 90,400 | 100,352 | 103,552 | 112,392 | 117,992 | 125,880 | 133,880 | 140,984 | 150,584 | 157,904 | 169,904 | 176,856 | 200,856 |
| 8 | 100,000/- | 111,000 | 113,000 | 125,440 | 129,440 | 140,490 | 147,490 | 157,350 | 167,350 | 176,230 | 188,230 | 197,380 | 212,380 | 221,070 | 251,070 |
Invest once, earn every month
One Time Investment, Variable Income: monthly income, bonus and total received over the term
| क्र. सं.S. No. | निवेशित पूंजीInvested capital | 2 वर्ष2 years | 3 वर्ष3 years | 4 वर्ष4 years | 5 वर्ष5 years | 6 वर्ष6 years | 7 वर्ष7 years | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| प्रतिमाहper month | लाभांश 2%bonus | टोटलtotal | प्रतिमाहper month | लाभांश 3%bonus | टोटलtotal | प्रतिमाहper month | लाभांश 4%bonus | टोटलtotal | प्रतिमाहper month | लाभांश 5%bonus | टोटलtotal | प्रतिमाहper month | लाभांश 6%bonus | टोटलtotal | प्रतिमाहper month | लाभांश 7%bonus | टोटलtotal | ||
| 1 | 20,000 | 200 | 400 | 5,200 | 210 | 600 | 8,160 | 220 | 800 | 11,360 | 230 | 1,000 | 14,800 | 240 | 1,200 | 18,480 | 250 | 1,400 | 22,400 |
| 2 | 30,000 | 300 | 600 | 7,800 | 315 | 900 | 12,240 | 330 | 1,200 | 17,040 | 345 | 1,500 | 22,200 | 360 | 1,800 | 27,720 | 375 | 2,100 | 33,600 |
| 3 | 40,000 | 400 | 800 | 10,400 | 420 | 1,200 | 16,320 | 440 | 1,600 | 22,720 | 460 | 2,000 | 29,600 | 480 | 2,400 | 36,960 | 500 | 2,800 | 44,800 |
| 4 | 50,000 | 500 | 1,000 | 13,000 | 525 | 1,500 | 20,400 | 550 | 2,000 | 28,400 | 575 | 2,500 | 37,000 | 600 | 3,000 | 46,200 | 625 | 3,500 | 56,000 |
| 5 | 60,000 | 600 | 1,200 | 15,600 | 630 | 1,800 | 24,480 | 660 | 2,400 | 34,080 | 690 | 3,000 | 44,400 | 720 | 3,600 | 55,440 | 750 | 4,200 | 67,200 |
| 6 | 70,000 | 700 | 1,400 | 18,200 | 735 | 2,100 | 28,560 | 770 | 2,800 | 39,760 | 805 | 3,500 | 51,800 | 840 | 4,200 | 64,680 | 875 | 4,900 | 78,400 |
| 7 | 80,000 | 800 | 1,600 | 20,800 | 840 | 2,400 | 32,640 | 880 | 3,200 | 45,440 | 920 | 4,000 | 59,200 | 960 | 4,800 | 73,920 | 1,000 | 5,600 | 89,600 |
| 8 | 100,000 | 1,000 | 2,000 | 26,000 | 1,050 | 3,000 | 40,800 | 1,100 | 4,000 | 56,800 | 1,150 | 5,000 | 74,000 | 1,200 | 6,000 | 92,400 | 1,250 | 7,000 | 112,000 |
Swipe sideways on a phone to see every term. Final amounts are paid as per the plan terms; ask us for a written illustration for your amount.
Questions
Before you invest
By cash, cheque, demand draft or net banking at our office or through your business partner. Cheques and drafts count once they clear.
Yes. Every payment gets a numbered receipt, and you can see all of them in your investor account.
Instalments paid within 15 days of the due date carry no late fee. After that a small late fee applies, rising with the delay.
Yes. You name a nominee when you register, so your family is protected.
Sign in with the investor id and password we give you at registration. You will be asked to choose your own password the first time.